We are seeking a Junior Financial Underwriter to support our U.S. small business funding team. In this role, you will review and analyze financial documents such as business bank statements to assess the eligibility and risk level of each funding request. This is a fast-paced, detail-oriented position ideal for someone with strong financial analysis skills and experience working with U.S. financial documents.
Review business bank statements and funding applications
Analyze cash flow, revenue consistency, and financial health indicators
Evaluate risk levels and determine appropriate funding recommendations
Collaborate with internal teams to ensure smooth and efficient approvals
Provide clear and concise reasoning for all funding decisions
Support final review and feedback processes prior to funding
1+ years of experience in financial underwriting or credit analysis
Familiarity with U.S. business banking and financial statement formats is a strong advantage
Strong analytical and decision-making skills
Comfortable reviewing large volumes of financial documents daily
Excellent written and verbal English communication
Detail-oriented and able to work independently in a high-pressure environment
It would be great if you have:
Experience in underwriting Merchant Cash Advance (MCA) or similar U.S. financial products
Knowledge of tools like Decision Logic, MCA Track, or similar platforms
Experience working with U.S.-based lenders or funding companies
Willing to work on a graveyard shift (aligned with US business hours)
Amenable to work on-site (Quezon City)